The Application for Retirement Benefits, Declaration of Marital Status and Direct Deposit forms must be completed and submitted to begin receiving your retirement benefit:

1. Click on the following link for the application: APPLICATION FOR RETIREMENT BENEFITS(the form is fillable from a tablet or computer, but will need to be printed when accessing the document from a phone). The application is three pages long and must be signed; digital signatures are acceptable. Please complete the top portion of the first page and then choose which benefit you would like to receive.

• If you are married, the Normal Benefit, as described by the Plan, is the Joint and Survivor Benefit. If you choose any option other than the Normal Benefit on the first page, you and your spouse will need to complete the Waiver of Normal Benefit box on the bottom of the second page; your spouse’s signature in this box needs to be notarized.
• If you are single, the Normal Benefit, as described by the Plan, is the Single Life Benefit. If you choose any option other than the Normal Benefit on the first page, you will need to complete the Waiver of Normal Benefit box on the bottom of the second page.

2. Click on the following link for the declaration form: DECLARATION OF MARITAL STATUS. The Declaration of Marital Status is only one page long and you only need to complete your name, SSN and the top box (A. Declaration by Participant). Your signature in this box needs to be notarized.

3. Click on the following link for the direct deposit form: DIRECT DEPOSIT FORM to have your benefit payment deposited directly into your bank account.

Additional Forms

Pension benefit payments are taxable. Click on the following link for the W-4P form to let us know whether or not you would like us to withhold federal income tax on your behalf. (State income tax withholding forms may also be included.) We recommend speaking with a tax professional about your tax withholding liability.

The SUMMARY OF RETIREMENT BENEFIT OPTIONS provides information on the payment options, while a more detailed explanation of the payment options can be found in the FORMS OF PENSION document.

Completed applications must be received by the first of the month in which you would like payments to begin and may be submitted by mail, fax, or email. Payments are made on the 25th of the month. To allow time for processing, please submit forms a month before you would like your benefit payments to begin. We will send you a confirmation letter when we receive your forms.

For an estimate of your benefit payments, log in to the Benefits Portal using the 'My Portal Login' link below.